PLAN OVERVIEW

TRAVEL INSURANCE SELECT

Compare Coverage Details
   Basic Plus Elite
Trip Cancellation
Limit Amount 100% Trip Cost 100% Trip Cost 100% Trip Cost
Maximum Limit Available $15,000 $100,000 $100,000
Trip Interruption 
Limit Amount 100% Trip Cost 125% Trip Cost 150% Trip Cost
Maximum Limit Available $15,000 $125,000 $150,000
Travel Delay
Maximum Limit Available $500 $1,000 $1,500
Limit Per Day $100 $200 $250
Time Restriction 12 hrs 12 hrs 12 hrs
Missed Connection
Maximum Limit Available $500 $1,000 $1,500
Time Restriction 3 hrs 3 hrs 3 hrs
Single Supplement
Maximum Limit Available 100% Trip Cost 100% Trip Cost 100% Trip Cost
Reimbursement of Miles or Rewards Points
Maximum Limit Available $50 $75 $75
Terrorist Incidents
Maximum Limit Available Included Included Included
Financial Default
Maximum Limit Available N/A 100% Trip Cost 100% Trip Cost
Purchase Requirement N/A Within 21 days of initial Trip Payment Within 21 days of initial Trip Payment
Baggage & Personal Effects Loss
Maximum Limit Available $500 $1,000 $2,500
Per Item Article Limits $250 $250 $500
Valuable Items Limit $500 $500 $1000
Primary or Excess Excess Excess Primary
Baggage Delay
Maximum Limit Available $100 $300 $500
Time Restriction 12 hrs 12 hrs 12 hrs
Accident and Sickness Medical Expense
Maximum Limit Available $50,000 $100,000 $150,000
Primary or Excess Excess Excess Primary
Emergency Dental Expense $500 $750 $1000
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
Maximum Limit Available $100,000 $500,000 $1,000,000
Choice of Hospital N/A N/A Included
Primary or Excess Primary Primary Primary
Accidental Death & Dismemberment
Maximum Limit Available N/A $25,000 Principal Sum $50,000 Principal Sum
Search & Rescue
Maximum Limit Available N/A N/A $5,000
Rental Car Damage
Maximum Limit Available N/A $25,000 $35,000
Sports Equipment Rental
Maximum Limit Available N/A $750 $1,500
Pre-Existing Medical Condition Exclusion
Look Back Period 60 days 60 days 60 days
Waiver Available N/A Yes Yes
Waiver Purchase Requirements N/A Within 21 days of Initial Trip Payment Within 21 days of Initial Trip Payment
Additional Arrangements N/A Must be added within 21 days of change Must be added within 21 days of change
Optional Cancel/Interruption for Any Reason Benefit (if purchased, not available to residents of NY)
Maximum Limit Available N/A N/A 75% Trip Cost
Purchase Requirements N/A N/A Within 21 days of initial deposit date
Additional Arrangements N/A N/A Within 21 days of initial deposit date
Non-Insurance Services
Worldwide Concierge & Travel Assistance Services Included Included Included
       
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for Travel Insurance Select®

*This example assumes that no insurance exclusions or limitations were applicable to the covered person

1 All travelers listed on a policy must reside at the same address. If any travelers reside at a different address, a separate policy must be purchased.

Travel insurance benefits of this plan are underwritten by United States Fire Insurance Company (5 Christopher Way, 3rd Floor, Eatontown, NJ 07724) under policy number series T210-CER and TP401. On Call 24 hour assistance services is a service and is not underwritten by United States Fire Insurance Company. Non-insurance services are provided by On Call International and are not insurance benefits underwritten by United States Fire Insurance Company.