| Basic | Plus | Elite | |
| Trip Cancellation | |||
| Limit Amount | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
| Maximum Limit Available | $15,000 | $100,000 | $100,000 |
| Trip Interruption | |||
| Limit Amount | 100% Trip Cost | 125% Trip Cost | 150% Trip Cost |
| Maximum Limit Available | $15,000 | $125,000 | $150,000 |
| Travel Delay | |||
| Maximum Limit Available | $500 | $1,000 | $2,000 |
| Limit Per Day | $100 | $200 | $250 |
| Time Restriction | 12 hrs | 12 hrs | 12 hrs |
| Missed Connection | |||
| Maximum Limit Available | $500 | $1,000 | $1,500 |
| Time Restriction | 3 hrs | 3 hrs | 3 hrs |
| Single Supplement (as part of both Trip Cancellation and Trip Interruption) | |||
| Included | Included | Included | |
| Reimbursement of Miles or Rewards Points | |||
| Maximum Limit Available | $50 | $75 | $75 |
| Terrorist Incidents (as a covered reason for both Trip Cancellation and Trip Interruption) | |||
| Included | Included | Included | |
| Financial Default (as a covered reason for both Trip Cancellation and Trip Interruption) | |||
| N/A | Included | Included | |
| Purchase Requirement | N/A | Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions |
Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions |
| Baggage & Personal Effects | |||
| Maximum Limit Available | $500 | $1,000 | $2,500 |
| Per Item Article Limits | $250 | $250 | $500 |
| Valuable Items Limit | $500 | $500 | $1000 |
| Baggage Delay | |||
| Maximum Limit Available | $100 | $300 | $500 |
| Time Restriction | 12 hrs (more than) | 12 hrs (more than) | 12 hrs (more than) |
| Accident and Sickness Medical Expense | |||
| Maximum Limit Available | $50,000 | $100,000 | $150,000 |
| Emergency Dental Expense | $500 | $750 | $1000 |
| Emergency Medical Evacuation, Medical Repatriation and Return of Remains | |||
| Maximum Limit Available | $100,000 | $500,000 | $1,000,000 (includes choice of hospital in most states) |
| Choice of Hospital | N/A | N/A | Included |
| Accidental Death & Dismemberment (Other than Air) | |||
| Maximum Limit Available | N/A | $25,000 Principal Sum | $50,000 Principal Sum |
| Search & Rescue | |||
| Maximum Limit Available | N/A | N/A | $5,000 |
| Rental Car Damage | |||
| Maximum Limit Available | N/A | $25,000 | $35,000 |
| Sports Equipment Rental | |||
| Maximum Limit Available | N/A | $750 | $1,500 |
| Pre-Existing Medical Condition Exclusion | |||
| Look Back Period | 60 days | 60 days | 60 days |
| Waiver Available | N/A | Yes Within 21 days of Initial Trip Payment |
Yes Within 21 days of Initial Trip Payment |
| Waiver Purchase Requirements | N/A | Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid |
Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid |
| Additional Arrangements | N/A | Must be insured within 21 days of payment | Must be insured within 21 days of payment |
| Optional Cancel for Any Reason Benefit (if purchased, not available to residents of NY) | |||
| Maximum Limit Available | N/A | 75% Trip Cost ($75,000 max) | 75% Trip Cost ($75,000 max) |
| Purchase Requirements | N/A | At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
| Additional Arrangements | N/A | Must be insured within 21 days of payment | Must be insured within 21 days of payment |
| Optional Interruption for Any Reason Benefit (if purchased, not available to residents of AK, CA, CO, IN, KS, NH, NY and WA) | |||
| Maximum Limit Available | N/A | 75% Trip Cost ($75,000 max) | 75% Trip Cost ($75,000 max) |
| Purchase Requirements | N/A | At the time of initial plan payment and within 21 days of initial deposit date for your trip | At the time of initial plan payment and within 21 days of initial deposit date for your trip |
| Non-Insurance Services | |||
| Worldwide Concierge & Travel Assistance Services | Included | Included | Included |
| Blue Ribbon Bags Mishandled Bag Service | Included | Included | Included |
| Plan Documents | Click Here | Click Here | Click Here |
COVID-19 is treated the same as any other sickness for purposes of all coverages that are triggered by a sickness or that can reimburse losses resulting from a sickness – including deaths caused by sickness.
The same limitation and exclusions that apply to all claims also apply to claims related to COVID-19, including the Exclusion for Pre-existing Conditions
Fear of contracting the coronavirus alone is not a covered reason for Trip Cancellation or Trip Interruption coverage. However, if your plan includes either or both Cancel for Any Reason or Interruption For Any Reason coverages, benefits would be payable (subject to the standard rules that apply to these coverages).
This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2021. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by On Call International. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact USI Insurance Services, LLC d/b/a USI Affinity Travel Insurance Services with its principal place of business at 3805 West Chester Pike, Suite 200, Newtown Square, PA, 19073; 1-800-937-1387; info@travelinsure.com. CA license #OG11911.AH-3844
