| Basic | Plus | Elite | |
| Trip Cancellation | |||
| Limit Amount | 100% Trip Cost | 100% Trip Cost | 100% Trip Cost |
| Maximum Limit Available | $15,000 | $100,000 | $100,000 |
| Trip Interruption | |||
| Limit Amount | 100% Trip Cost | 125% Trip Cost | 150% Trip Cost |
| Maximum Limit Available | $15,000 | $125,000 | $150,000 |
| Travel Delay | |||
| Maximum Limit Available | $500 | $1,000 | $1,500 |
| Limit Per Day | $100 | $200 | $250 |
| Time Restriction | 12 hrs | 12 hrs | 12 hrs |
| Missed Connection | |||
| Maximum Limit Available | $500 | $1,000 | $1,500 |
| Time Restriction | 3 hrs | 3 hrs | 3 hrs |
| Single Supplement (as part of both Trip Cancellation and Trip Interruption) | |||
| Included | Included | Included | |
| Reimbursement of Miles or Rewards Points | |||
| Maximum Limit Available | $50 | $75 | $75 |
| Terrorist Incidents (as a covered reason for both Trip Cancellation and Trip Interruption) | |||
| Included | Included | Included | |
| Financial Default (as a covered reason for both Trip Cancellation and Trip Interruption) | |||
| N/A | Included | Included | |
| Purchase Requirement | N/A | Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions |
Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions |
| Baggage & Personal Effects | |||
| Maximum Limit Available | $500 | $1,000 | $2,500 |
| Per Item Article Limits | $250 | $250 | $500 |
| Valuable Items Limit | $500 | $500 | $1000 |
| Baggage Delay | |||
| Maximum Limit Available | $100 | $300 | $500 |
| Time Restriction | 12 hrs (more than) | 12 hrs (more than) | 12 hrs (more than) |
| Accident and Sickness Medical Expense | |||
| Maximum Limit Available | $50,000 | $100,000 | $150,000 |
| Emergency Dental Expense | $500 | $750 | $1000 |
| Emergency Medical Evacuation, Medical Repatriation and Return of Remains | |||
| Maximum Limit Available | $100,000 | $500,000 | $1,000,000 (includes choice of hospital in most states) |
| Choice of Hospital | N/A | N/A | Included |
| Accidental Death & Dismemberment (Other than Air) | |||
| Maximum Limit Available | N/A | $25,000 Principal Sum | $50,000 Principal Sum |
| Search & Rescue | |||
| Maximum Limit Available | N/A | N/A | $5,000 |
| Rental Car Damage | |||
| Maximum Limit Available | N/A | $25,000 | $35,000 |
| Sports Equipment Rental | |||
| Maximum Limit Available | N/A | $750 | $1,500 |
| Pre-Existing Medical Condition Exclusion | |||
| Look Back Period | 60 days | 60 days | 60 days |
| Waiver Available | N/A | Yes Within 21 days of Initial Trip Payment |
Yes Within 21 days of Initial Trip Payment |
| Waiver Purchase Requirements | N/A | Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid |
Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid |
| Additional Arrangements | N/A | Must be insured within 21 days of payment | Must be insured within 21 days of payment |
| Optional Cancel for Any Reason Benefit (if purchased, not available to residents of NY) | |||
| Maximum Limit Available | N/A | 75% Trip Cost ($75,000 max) | 75% Trip Cost ($75,000 max) |
| Purchase Requirements | N/A | At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
| Additional Arrangements | N/A | Must be insured within 21 days of payment | Must be insured within 21 days of payment |
| Optional Interruption for Any Reason Benefit (if purchased, not available to residents of AK, CA, CO, IN, KS, NH, NY and WA) | |||
| Maximum Limit Available | N/A | 75% Trip Cost ($75,000 max) | 75% Trip Cost ($75,000 max) |
| Purchase Requirements | N/A | At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions |
| Additional Arrangements | N/A | Must be insured within 21 days of payment | Must be insured within 21 days of payment |
| Non-Insurance Services | |||
| Worldwide Concierge & Travel Assistance Services | Included | Included | Included |
| Blue Ribbon Bags Mishandled Bag Service | Included | Included | Included |
| Description of Coverage | Click Here | Click Here | Click Here |
1 All travelers listed on a policy must reside at the same address. If any travelers reside at a different address, a separate policy must be purchased.
COVID-19 is treated that same as any other sickness for purposes of all coverages that are triggered by a sickness or that can reimburse losses resulting from a sickness – including deaths caused by sickness.
The same limitation and exclusions that apply to all claims also apply to claims related to COVID-19, including the Exclusion for Pre-existing Conditions
Fear of contracting the coronavirus alone is not a covered reason for Trip Cancellation or Trip Interruption coverage. However, if your plan includes either or both Cancel for Any Reason or Interruption For Any Reason coverages, benefits would be payable (subject to the standard rules that apply to these coverages).
This site contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company under Policy Form series T210 et. al. and TP-401 et. al. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018. The plan also contains non-insurance Travel Assistance Services that are provided by OnCall International, and not by United States Fire Insurance Company. Coverages may vary and not all coverage is available in all jurisdictions. Louisiana, Maryland, and Oklahoma residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insurance Services.
