Product Info| Travel Insurance Select | USI Affinity Travel Insurance Services

PLAN BENEFITS

TRAVEL INSURANCE SELECT

	Basic	Plus	Elite
Trip Cancellation
Limit Amount	100% Trip Cost	100% Trip Cost	100% Trip Cost
Maximum Limit Available	$15,000	$100,000	$100,000
Trip Interruption
Limit Amount	100% Trip Cost	125% Trip Cost	150% Trip Cost
Maximum Limit Available	$15,000	$125,000	$150,000
Travel Delay
Maximum Limit Available	$500	$1,000	$1,500
Limit Per Day	$100	$200	$250
Time Restriction	12 hrs	12 hrs	12 hrs
Missed Connection
Maximum Limit Available	$500	$1,000	$1,500
Time Restriction	3 hrs	3 hrs	3 hrs
Single Supplement (as part of both Trip Cancellation and Trip Interruption)
	Included	Included	Included
Reimbursement of Miles or Rewards Points
Maximum Limit Available	$50	$75	$75
Terrorist Incidents (as a covered reason for both Trip Cancellation and Trip Interruption)
	Included	Included	Included
Financial Default (as a covered reason for both Trip Cancellation and Trip Interruption)
	N/A	Included	Included
Purchase Requirement	N/A	Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions	Within 21 days of initial Trip Payment Must insure full trip cost subject to penalties or restrictions
Baggage & Personal Effects
Maximum Limit Available	$500	$1,000	$2,500
Per Item Article Limits	$250	$250	$500
Valuable Items Limit	$500	$500	$1000
Baggage Delay
Maximum Limit Available	$100	$300	$500
Time Restriction	12 hrs (more than)	12 hrs (more than)	12 hrs (more than)
Accident and Sickness Medical Expense
Maximum Limit Available	$50,000	$100,000	$150,000
Emergency Dental Expense	$500	$750	$1000
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
Maximum Limit Available	$100,000	$500,000	$1,000,000 (includes choice of hospital in most states)
Choice of Hospital	N/A	N/A	Included
Accidental Death & Dismemberment (Other than Air)
Maximum Limit Available	N/A	$25,000 Principal Sum	$50,000 Principal Sum
Search & Rescue
Maximum Limit Available	N/A	N/A	$5,000
Rental Car Damage
Maximum Limit Available	N/A	$25,000	$35,000
Sports Equipment Rental
Maximum Limit Available	N/A	$750	$1,500
Pre-Existing Medical Condition Exclusion
Look Back Period	60 days	60 days	60 days
Waiver Available	N/A	Yes Within 21 days of Initial Trip Payment	Yes Within 21 days of Initial Trip Payment
Waiver Purchase Requirements	N/A	Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid	Must insure full trip cost subject to cancellation penalties or restrictions Cannot be disabled from travel at time plan cost is paid
Additional Arrangements	N/A	Must be insured within 21 days of payment	Must be insured within 21 days of payment
Optional Cancel for Any Reason Benefit (if purchased, not available to residents of NY)
Maximum Limit Available	N/A	N/A	75% Trip Cost ($75,000 max)
Purchase Requirements	N/A	N/A	At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions
Additional Arrangements	N/A	N/A	Must be insured within 21 days of payment
Optional Interruption for Any Reason Benefit (if purchased, not available to residents of AK, CA, CO, IN, KS, NH, NY and WA)
Maximum Limit Available	N/A	N/A	75% Trip Cost ($75,000 max)
Purchase Requirements	N/A	N/A	At the time of initial plan payment and within 21 days of initial deposit date for your trip Must insure full trip cost subject to cancellation penalties or restrictions
Additional Arrangements	N/A	N/A	Must be insured within 21 days of payment
Non-Insurance Services
Worldwide Concierge & Travel Assistance Services	Included	Included	Included

Description of Coverage	Click Here	Click Here	Click Here

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Traveler(s)¹

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An American traveler suffered a presumed appendicitis attack in Uzbekistan. The facilities in this area were below western standards, lacking many essential supplies and sterile equipment. Our assistance provider evacuated the traveler by air ambulance with medical escort to Helsinki, Finland where emergency surgery was performed.*

An 85-year old woman was on an educational tour of the U.K. when she fell at a train station, fracturing her elbow. Surgery could not be performed immediately after the accident, so the patient decided to have the procedure at home. Our assistance company arranged for wheelchair assistance at the airport and for Business Class tickets for her and her daughter, as a non-medical escort, to fly home to Wisconsin.*

A couple's grandchild was born early, with serious medical complications, and was placed in intensive care. Although they were anticipating their upcoming trip, the couple chose to cancel and remain home with their family members. The couple had purchased our plan including trip cancellation insurance and were reimbursed for 100% of their loss of prepaid travel arrangements.*

*This example assumes that no insurance exclusions or limitations were applicable to the covered person

PLAN BENEFITS

TRAVEL INSURANCE SELECT

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