PLAN BENEFITS

Basic Plus Elite
Trip Cancellation
Limit Amount 100% Trip Cost 100% Trip Cost 100% Trip Cost
Maximum Benefit $15,000 $125,000 $150,000
Trip Interruption
Limit Amount 100% Trip Cost 125% Trip Cost 150% Trip Cost
Maximum Benefit $15,000 $156,250 $225,000
Trip Delay
Maximum Benefit $500 $1,000 $2,000
Limit Per Day $100 $200 $250
Minimum Hours 12 hrs 12 hrs 12 hrs
Missed Connection
Maximum Benefit $500 $1,000 $1,500
Time Restriction 3 hrs 3 hrs 3 hrs
Travel Inconvenience
Travel Delay (3 hrs) N/A $150 $150
Flight Cancellation N/A N/A $150
Tarmac Delay (2 hrs) N/A N/A $150
Rental Property Damage Liability
Maximum Benefit N/A $1,500 $3,000
Single Supplement (as part of both Trip Cancellation and Trip Interruption)
Included Included Included
Reimbursement of Miles or Rewards Points
Maximum Benefit $50 $75 $75
Terrorist Incidents (as a covered reason for both Trip Cancellation and Trip Interruption)
Included Included Included
Financial Default (as a covered reason for both Trip Cancellation and Trip Interruption)
N/A Included Included
Baggage & Personal Effects
Maximum Benefit $500 $1,000 $2,500
Per Item Article Limits $250 $250 $500
Valuable Items Limit $500 $500 $1000
Baggage Delay
Maximum Benefit $100 $300 $500
Minimum Hours 12 hrs (more than) 12 hrs (more than) 12 hrs (more than)
Accident and Sickness Medical Expense
Maximum Benefit $50,000 $100,000 $150,000
Emergency Dental Expense $500 $750 $1000
Medical Evacuation and Repatriation of Remains
Maximum Benefit $100,000 $500,000 $1,000,000 (includes choice of hospital in most states)
Choice of Hospital N/A N/A Included
Accidental Death & Dismemberment (24 Hour Other than Air)
Maximum Benefit N/A $25,000 Principal Sum $50,000 Principal Sum
Search & Rescue
Maximum Benefit N/A N/A $5,000
Rental Car Damage
Maximum Benefit N/A $25,000 $35,000
Sports Equipment Rental
Maximum Benefit N/A $750 $1,500
Pre-Existing Medical Condition Exclusion
Look Back Period 60 days 60 days 60 days
Waiver Available N/A Yes

Within 21 days of Initial Trip Payment
Yes

Within 21 days of Initial Trip Payment
Waiver Purchase Requirements N/A Cannot be disabled from travel at time plan cost is paid Cannot be disabled from travel at time plan cost is paid
Optional Cancel for Any Reason Benefit (if purchased, not available to residents of NY)
Maximum Benefit N/A 75% Trip Cost ($93,750 max) 75% Trip Cost ($112,500 max)
Purchase Requirements N/A Must insure full trip cost subject to cancellation penalties or restrictions Must insure full trip cost subject to cancellation penalties or restrictions
Optional Interruption for Any Reason Benefit (if purchased, not available to residents of NY and WA)
Maximum Benefit N/A 75% Trip Cost ($93,750 max) 75% Trip Cost ($112,500 max)
Purchase Requirements N/A At the time of initial plan payment and within 21 days of initial deposit date for your trip At the time of initial plan payment and within 21 days of initial deposit date for your trip
Non-Insurance Services
Worldwide Concierge & Travel Assistance Services Included Included Included
Blue Ribbon Bags Mishandled Bag Service Included Included Included
Plan Documents Click Here Click Here Click Here

All coverages are subject to additional terms and conditions; please review the plan document for full details.

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All travelers listed on a plan must reside at the same address. If any travelers reside at a different address, a separate plan must be purchased.

This is a secure websiteTravel Insurance Services is accredited by the Better Business BureauTravel Insurance Services is a member of the US Travel Insurance Association

COVID-19 is treated the same as any other sickness for purposes of all coverages that are triggered by a sickness or that can reimburse losses resulting from a sickness – including deaths caused by sickness.

The same limitation and exclusions that apply to all claims also apply to claims related to COVID-19, including the Exclusion for Pre-existing Conditions

Fear of contracting the coronavirus alone is not a covered reason for Trip Cancellation or Trip Interruption coverage. However, if your plan includes either or both Cancel for Any Reason or Interruption For Any Reason coverages, benefits would be payable (subject to the standard rules that apply to these coverages).

This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et.al, T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by On Call International. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer may be compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact USI Insurance Services, LLC d/b/a USI Affinity Travel Insurance Services with its principal place of business at 3805 West Chester Pike, Suite 200, Newtown Square, PA 19073; 1-800-937-1387; info@travelinsure.com. CA license #OG11911.

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