PLAN HIGHLIGHTS

Trip Cancellation
Can reimburse your nonrefundable, pre-paid Trip payments/deposits, up to the amount insured (up to the maximum for the Option selected), if cancellation occurs before your scheduled departure because of covered reasons detailed in the plan. These covered reasons may include illness, injury, death, strike, and inclement weather. The Plus and Elite plan levels include additional covered reasons, such as travel warning or a civil disorder or riot.

Trip Interruption
Can reimburse (up to the maximum for the Option selected) your non-refundable prepaid and unused land or water Trip payments when your Trip is interrupted after departure because of covered reasons by the plan. Coverage may include reimbursement for additional transportation expenses to join or rejoin the Trip or to return home.

Trip Delay
If your trip is delayed 12 hours or more due to covered reasons, you can be reimbursed for certain additional expenses, up to the maximum for the Option you selected. Covered reasons may include carrier-caused delays, lost passport, strike, and inclement weather.

Travel Inconvenience (Plus and Elite Plans Only)
If you experience an inconvenience in the form of Flight Cancellation, Tarmac Delay (2 hours or more), or Travel Delay (3 hours or more), you may be reimbursed up to $150 per incident. The Plus plan only offers the Flight Cancellation Inconvenience benefit.

Reimbursement of Miles & Rewards
If you cancel your trip for a covered reason, benefits can be paid up to $75, depending on your plan, for any penalty cost of depositing the miles or rewards back in the account from which they were removed. This will not duplicate any benefits paid under the Trip Cancellation benefit.

Missed Connection
The plan can reimburse you up to a maximum of $1,500, depending on your plan, for certain expenses including additional transportation costs and reasonable accommodations if you miss your cruise or tour departure because your arrival at the Trip Destination is delayed 3 or more hours due to a covered reason.

Rental Property Damage Liability (Plus and Elite Plans Only)
Can reimburse (up to the maximum for the Option selected) for unintentional damage to your rental property accommodations or its contents.

Accident & Sickness Medical Expense
Can pay for covered medical expenses incurred as a result of a covered Injury or Sickness first occurring on your Trip, up to the plan maximum. Included are related medication expenses and emergency dental treatment while on the trip.

Medical Evacuation and Repatriation of Remains
If you incur a sickness or injury that is acute, severe or life-threatening, this reimburses transportation expenses incurred to transport you to the nearest medical facility where treatment is available. If you are hospitalized for more than 3 consecutive days following or unable to travel due to an emergency medical evacuation, the plan can cover costs incurred to return your child/children who were accompanying you to your primary residence in the U.S. or can cover reasonable expenses for someone from home to visit while you recover (if you are traveling alone). This can also cover the cost of returning remains home (in the event of death). Arrangements for this benefit must be made through On Call International.

Pre-Existing Medical Condition Exclusion Waiver (Not Available For Basic Plan)
All plans contain an exclusion for pre-existing conditions. The Pre-Existing Condition exclusion is waived, provided you:

  1. Purchase the plan within 21 days of the date your initial trip payment/deposit is received.
  2. Are not disabled from travel at the time the plan is purchased.

Optional Cancel/Interruption for Any Reason Upgrade (Not available to residents of NY)
These benefits are available at an additional cost with the Plus and Elite plan and can pay up to 75% of your prepaid, forfeited, non-refundable payments/deposits for the covered trip. This benefit is not offered to insureds who book trips with non-refundable trip costs that exceed $100,000.

The Cancel/Interruption for Any Reason (CFAR/IFAR) Upgrade must be purchased at the time of your original plan purchase. In order to be eligible, you must 1) purchase this optional coverage within 21 days of the date your initial trip payment/deposit is received and 2) pay all non-refundable trip costs prior to cancelling your trip. CFAR will not apply unless the trip is cancelled at least 2 days prior to the scheduled departure date.

The Interruption for Any Reason (IFAR) benefit will not apply unless you interrupt your trip 48 hours or more after your actual Departure Date.

CFAR is not available to residents of NY. IFAR is not available to residents of NY and WA. Consult the Plan Document for details.

 

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All travelers listed on a plan must reside at the same address. If any travelers reside at a different address, a separate plan must be purchased.

This is a secure websiteTravel Insurance Services is accredited by the Better Business BureauTravel Insurance Services is a member of the US Travel Insurance Association

COVID-19 is treated the same as any other sickness for purposes of all coverages that are triggered by a sickness or that can reimburse losses resulting from a sickness – including deaths caused by sickness.

The same limitation and exclusions that apply to all claims also apply to claims related to COVID-19, including the Exclusion for Pre-existing Conditions

Fear of contracting the coronavirus alone is not a covered reason for Trip Cancellation or Trip Interruption coverage. However, if your plan includes either or both Cancel for Any Reason or Interruption For Any Reason coverages, benefits would be payable (subject to the standard rules that apply to these coverages).

This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et.al, T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by On Call International. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer may be compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact USI Insurance Services, LLC d/b/a USI Affinity Travel Insurance Services with its principal place of business at 3805 West Chester Pike, Suite 200, Newtown Square, PA 19073; 1-800-937-1387; info@travelinsure.com. CA license #OG11911.

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